Property Vital Signs · Pulse
Prepared by Movement Charleston · Charleston Tri-County
← back to leaderboard
Property Vital Signs
2514 Maple PlTC: 45PL: 21
Moncks Corner · berkeley · 29413
Press ⌘ + P to print this page as a buyer-facing PDF report.
Year-10 annual cost
vs Tri-County typical
Today
$3,380
per yr · 2026
Year 10
$6,012
per yr · 2036
10-yr cumulative
$50,336
all-in carrying cost
True-Cost composite · 45/100
top driver: Flood-zone exposure · 10-yr cost lift +78%
Flood
85
Insurance
0
Tax growth
46
Reassess
0
Utility
50
Foundation
50
HOA
45
Pre-Listing composite · 21/100predicted 180-365d
hazard ratio 1.30× · top driver: Subdivision FOMO
Probate
0
Distress
0
Utility
0
Cosmetic permit
0
Insurance
0
Payoff
0
Tenure
12
Tax jump
0
Title events
0
Comp sales
100
Hood velocity
7
10-year cost trajectory
insurance · property tax · cooling — annual, projected
Year-by-year breakdown
all values in 2026 dollars · projected at SC DOI / NOAA trends
| Year | Insurance | Property tax | Cooling | Annual total | vs Tri-County |
|---|---|---|---|---|---|
| Today | $1,509 | $21 | $1,850 | $3,380 | $3,812 |
| +1yr | $1,622 | $22 | $1,933 | $3,577 | $4,040 |
| +2yr | $1,744 | $22 | $2,020 | $3,786 | $4,282 |
| +3yr | $1,875 | $23 | $2,111 | $4,009 | $4,539 |
| +4yr | $2,015 | $24 | $2,206 | $4,245 | $4,813 |
| +5yr | $2,166 | $25 | $2,305 | $4,496 | $5,104 |
| +6yr | $2,329 | $26 | $2,409 | $4,763 | $5,415 |
| +7yr | $2,503 | $26 | $2,518 | $5,047 | $5,745 |
| +8yr | $2,691 | $27 | $2,631 | $5,349 | $6,096 |
| +9yr | $2,893 | $28 | $2,749 | $5,671 | $6,471 |
| +10yr | $3,110 | $29 | $2,873 | $6,012 | $6,870 |
Methodology. Insurance: SC DOI rate-filing baseline (~0.45% of property value), uplifted by per-ZIP NFIP claim density, growing 7.5% / yr. Property tax: assessor millage on assessed value, growing 3.5% / yr. Cooling: Charleston-area household baseline, growing 4.5% / yr at NOAA's SC cooling-degree-day trend. Estimates only — actual costs vary with carrier choice, mortgage escrow practices, and weather. Recomputed nightly. Data sources: FEMA OpenFEMA · SC Department of Insurance · NOAA Climate.gov · Tri-County assessors.