Markets

Public mortgage lender stocks + bond ETFs + homebuilders that actually move with our world. MBB (iShares MBS) and TLT (20+yr Treasury) are the leading indicators for tomorrow's lock pricing — they move hours before PMMS reflects it. Lender stocks (RKT, UWMC, COOP) tell you whether the analyst community thinks the refi wave has legs. Refresh: python -m worker.refresh_market.

No market data yet. Run python -m worker.refresh_market to pull yfinance prices.

How to read this

For lock-pricing intelligence: watch TLT first thing in the morning — it tracks 20+yr Treasury and leads MBS by minutes. MBB is the cleanest mortgage-rate proxy. For market-share thesis on competitor lenders: UWMC tells the wholesale-channel story, RKT the retail-DTC story, COOP the servicing-as-asset-class story. For the new-construction pipeline: ITB + DHI/PHM/LEN price every Charleston permit before it's recorded. Daily PMMS / FRED / MBA app survey lives on /rates.