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Property Vital Signs

4517 Marsh View PlTC: 28PL: 39

North Charleston · charleston · 29443
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-13%VS BASELINE
Year-10 annual cost
vs Tri-County typical
Today
$3,355
per yr · 2026
Year 10
$5,962
per yr · 2036
10-yr cumulative
$49,940
all-in carrying cost
True-Cost composite · 28/100
top driver: Tax-step trajectory · 10-yr cost lift +78%
methodology →
Flood
15
Insurance
0
Tax growth
70
Reassess
91
Utility
65
Foundation
10
HOA
25
Pre-Listing composite · 39/100predicted 180-365d
hazard ratio 1.96× · top driver: Subdivision FOMO
methodology →
Probate
0
Distress
0
Utility
0
Cosmetic permit
0
Insurance
0
Payoff
0
Tenure
35
Tax jump
30
Title events
0
Comp sales
100
Hood velocity
10
10-year cost trajectory
insurance · property tax · cooling — annual, projected
$0.0k$1.6k$3.1k$4.7k$6.3kNow+2+4+6+8+10CoolingProperty taxInsurance
Year-by-year breakdown
all values in 2026 dollars · projected at SC DOI / NOAA trends
YearInsuranceProperty taxCoolingAnnual totalvs Tri-County
Today$1,486$19$1,850$3,355$3,812
+1yr$1,597$20$1,933$3,550$4,040
+2yr$1,717$21$2,020$3,758$4,282
+3yr$1,846$21$2,111$3,978$4,539
+4yr$1,984$22$2,206$4,212$4,813
+5yr$2,133$23$2,305$4,461$5,104
+6yr$2,293$24$2,409$4,726$5,415
+7yr$2,465$24$2,518$5,007$5,745
+8yr$2,650$25$2,631$5,306$6,096
+9yr$2,849$26$2,749$5,624$6,471
+10yr$3,062$27$2,873$5,962$6,870

Methodology. Insurance: SC DOI rate-filing baseline (~0.45% of property value), uplifted by per-ZIP NFIP claim density, growing 7.5% / yr. Property tax: assessor millage on assessed value, growing 3.5% / yr. Cooling: Charleston-area household baseline, growing 4.5% / yr at NOAA's SC cooling-degree-day trend. Estimates only — actual costs vary with carrier choice, mortgage escrow practices, and weather. Recomputed nightly. Data sources: FEMA OpenFEMA · SC Department of Insurance · NOAA Climate.gov · Tri-County assessors.