Property Vital Signs · Pulse
Prepared by Movement Charleston · Charleston Tri-County
← back to leaderboard
Property Vital Signs
2183 Azalea DrTC: 21PL: 21
Kiawah Island · charleston · 29448
Press ⌘ + P to print this page as a buyer-facing PDF report.
Year-10 annual cost
vs Tri-County typical
Today
$7,101
per yr · 2026
Year 10
$13,652
per yr · 2036
10-yr cumulative
$110,513
all-in carrying cost
True-Cost composite · 21/100
top driver: Tax-step trajectory · 10-yr cost lift +92%
Flood
15
Insurance
0
Tax growth
44
Reassess
0
Utility
65
Foundation
25
HOA
25
Pre-Listing composite · 21/100predicted 180-365d
hazard ratio 1.30× · top driver: Subdivision FOMO
Probate
0
Distress
0
Utility
0
Cosmetic permit
0
Insurance
0
Payoff
0
Tenure
15
Tax jump
0
Title events
0
Comp sales
100
Hood velocity
10
10-year cost trajectory
insurance · property tax · cooling — annual, projected
Year-by-year breakdown
all values in 2026 dollars · projected at SC DOI / NOAA trends
| Year | Insurance | Property tax | Cooling | Annual total | vs Tri-County |
|---|---|---|---|---|---|
| Today | $5,184 | $67 | $1,850 | $7,101 | $3,812 |
| +1yr | $5,573 | $69 | $1,933 | $7,576 | $4,040 |
| +2yr | $5,991 | $72 | $2,020 | $8,083 | $4,282 |
| +3yr | $6,440 | $74 | $2,111 | $8,626 | $4,539 |
| +4yr | $6,924 | $77 | $2,206 | $9,206 | $4,813 |
| +5yr | $7,443 | $79 | $2,305 | $9,828 | $5,104 |
| +6yr | $8,001 | $82 | $2,409 | $10,492 | $5,415 |
| +7yr | $8,601 | $85 | $2,518 | $11,204 | $5,745 |
| +8yr | $9,246 | $88 | $2,631 | $11,965 | $6,096 |
| +9yr | $9,940 | $91 | $2,749 | $12,780 | $6,471 |
| +10yr | $10,685 | $94 | $2,873 | $13,652 | $6,870 |
Methodology. Insurance: SC DOI rate-filing baseline (~0.45% of property value), uplifted by per-ZIP NFIP claim density, growing 7.5% / yr. Property tax: assessor millage on assessed value, growing 3.5% / yr. Cooling: Charleston-area household baseline, growing 4.5% / yr at NOAA's SC cooling-degree-day trend. Estimates only — actual costs vary with carrier choice, mortgage escrow practices, and weather. Recomputed nightly. Data sources: FEMA OpenFEMA · SC Department of Insurance · NOAA Climate.gov · Tri-County assessors.