Property Vital Signs · Pulse
Prepared by Movement Charleston · Charleston Tri-County
← back to leaderboard
Property Vital Signs
4933 Coastal BlvdTC: 22PL: 29
Goose Creek · berkeley · 29461
Press ⌘ + P to print this page as a buyer-facing PDF report.
Year-10 annual cost
vs Tri-County typical
Today
$3,970
per yr · 2026
Year 10
$7,224
per yr · 2036
10-yr cumulative
$59,877
all-in carrying cost
True-Cost composite · 22/100
top driver: Tax-step trajectory · 10-yr cost lift +82%
Flood
15
Insurance
14
Tax growth
48
Reassess
0
Utility
50
Foundation
10
HOA
25
Pre-Listing composite · 29/100predicted 180-365d
hazard ratio 1.56× · top driver: Peak-tenure window
Probate
0
Distress
0
Utility
0
Cosmetic permit
0
Insurance
0
Payoff
0
Tenure
41
Tax jump
0
Title events
0
Comp sales
66
Hood velocity
5
10-year cost trajectory
insurance · property tax · cooling — annual, projected
Year-by-year breakdown
all values in 2026 dollars · projected at SC DOI / NOAA trends
| Year | Insurance | Property tax | Cooling | Annual total | vs Tri-County |
|---|---|---|---|---|---|
| Today | $2,092 | $28 | $1,850 | $3,970 | $3,812 |
| +1yr | $2,248 | $29 | $1,933 | $4,211 | $4,040 |
| +2yr | $2,417 | $30 | $2,020 | $4,468 | $4,282 |
| +3yr | $2,598 | $31 | $2,111 | $4,741 | $4,539 |
| +4yr | $2,793 | $32 | $2,206 | $5,032 | $4,813 |
| +5yr | $3,003 | $34 | $2,305 | $5,342 | $5,104 |
| +6yr | $3,228 | $35 | $2,409 | $5,672 | $5,415 |
| +7yr | $3,470 | $36 | $2,518 | $6,024 | $5,745 |
| +8yr | $3,730 | $37 | $2,631 | $6,398 | $6,096 |
| +9yr | $4,010 | $39 | $2,749 | $6,798 | $6,471 |
| +10yr | $4,311 | $40 | $2,873 | $7,224 | $6,870 |
Methodology. Insurance: SC DOI rate-filing baseline (~0.45% of property value), uplifted by per-ZIP NFIP claim density, growing 7.5% / yr. Property tax: assessor millage on assessed value, growing 3.5% / yr. Cooling: Charleston-area household baseline, growing 4.5% / yr at NOAA's SC cooling-degree-day trend. Estimates only — actual costs vary with carrier choice, mortgage escrow practices, and weather. Recomputed nightly. Data sources: FEMA OpenFEMA · SC Department of Insurance · NOAA Climate.gov · Tri-County assessors.