Property Vital Signs · Pulse
Prepared by Movement Charleston · Charleston Tri-County
← back to leaderboard
Property Vital Signs
1271 Oakcrest DrTC: 55PL: 35
Sullivan's Island · charleston · 29427
Press ⌘ + P to print this page as a buyer-facing PDF report.
Year-10 annual cost
vs Tri-County typical
Today
$15,093
per yr · 2026
Year 10
$30,059
per yr · 2036
10-yr cumulative
$239,741
all-in carrying cost
True-Cost composite · 55/100
top driver: Flood-zone exposure · 10-yr cost lift +99%
Flood
85
Insurance
0
Tax growth
60
Reassess
93
Utility
65
Foundation
85
HOA
25
Pre-Listing composite · 35/100predicted 180-365d
hazard ratio 1.79× · top driver: Peak-tenure window
Probate
0
Distress
0
Utility
0
Cosmetic permit
0
Insurance
0
Payoff
0
Tenure
67
Tax jump
0
Title events
0
Comp sales
100
Hood velocity
15
10-year cost trajectory
insurance · property tax · cooling — annual, projected
Year-by-year breakdown
all values in 2026 dollars · projected at SC DOI / NOAA trends
| Year | Insurance | Property tax | Cooling | Annual total | vs Tri-County |
|---|---|---|---|---|---|
| Today | $13,075 | $169 | $1,850 | $15,093 | $3,812 |
| +1yr | $14,056 | $174 | $1,933 | $16,163 | $4,040 |
| +2yr | $15,110 | $181 | $2,020 | $17,311 | $4,282 |
| +3yr | $16,243 | $187 | $2,111 | $18,541 | $4,539 |
| +4yr | $17,461 | $193 | $2,206 | $19,861 | $4,813 |
| +5yr | $18,771 | $200 | $2,305 | $21,276 | $5,104 |
| +6yr | $20,179 | $207 | $2,409 | $22,795 | $5,415 |
| +7yr | $21,692 | $214 | $2,518 | $24,424 | $5,745 |
| +8yr | $23,319 | $222 | $2,631 | $26,172 | $6,096 |
| +9yr | $25,068 | $230 | $2,749 | $28,047 | $6,471 |
| +10yr | $26,948 | $238 | $2,873 | $30,059 | $6,870 |
Methodology. Insurance: SC DOI rate-filing baseline (~0.45% of property value), uplifted by per-ZIP NFIP claim density, growing 7.5% / yr. Property tax: assessor millage on assessed value, growing 3.5% / yr. Cooling: Charleston-area household baseline, growing 4.5% / yr at NOAA's SC cooling-degree-day trend. Estimates only — actual costs vary with carrier choice, mortgage escrow practices, and weather. Recomputed nightly. Data sources: FEMA OpenFEMA · SC Department of Insurance · NOAA Climate.gov · Tri-County assessors.