Property Vital Signs · Pulse
Prepared by Movement Charleston · Charleston Tri-County
← back to leaderboard
Property Vital Signs
4933 Saltgrass PlTC: 50PL: 37
Downtown Charleston · charleston · 29480
Press ⌘ + P to print this page as a buyer-facing PDF report.
Year-10 annual cost
vs Tri-County typical
Today
$4,853
per yr · 2026
Year 10
$9,037
per yr · 2036
10-yr cumulative
$74,157
all-in carrying cost
True-Cost composite · 50/100
top driver: Flood-zone exposure · 10-yr cost lift +86%
Flood
85
Insurance
0
Tax growth
60
Reassess
30
Utility
65
Foundation
50
HOA
45
Pre-Listing composite · 37/100predicted 180-365d
hazard ratio 1.86× · top driver: Peak-tenure window
Probate
0
Distress
0
Utility
0
Cosmetic permit
0
Insurance
0
Payoff
0
Tenure
82
Tax jump
0
Title events
0
Comp sales
100
Hood velocity
16
10-year cost trajectory
insurance · property tax · cooling — annual, projected
Year-by-year breakdown
all values in 2026 dollars · projected at SC DOI / NOAA trends
| Year | Insurance | Property tax | Cooling | Annual total | vs Tri-County |
|---|---|---|---|---|---|
| Today | $2,964 | $38 | $1,850 | $4,853 | $3,812 |
| +1yr | $3,187 | $40 | $1,933 | $5,160 | $4,040 |
| +2yr | $3,426 | $41 | $2,020 | $5,487 | $4,282 |
| +3yr | $3,683 | $42 | $2,111 | $5,836 | $4,539 |
| +4yr | $3,959 | $44 | $2,206 | $6,209 | $4,813 |
| +5yr | $4,256 | $45 | $2,305 | $6,607 | $5,104 |
| +6yr | $4,575 | $47 | $2,409 | $7,031 | $5,415 |
| +7yr | $4,918 | $49 | $2,518 | $7,484 | $5,745 |
| +8yr | $5,287 | $50 | $2,631 | $7,968 | $6,096 |
| +9yr | $5,684 | $52 | $2,749 | $8,485 | $6,471 |
| +10yr | $6,110 | $54 | $2,873 | $9,037 | $6,870 |
Methodology. Insurance: SC DOI rate-filing baseline (~0.45% of property value), uplifted by per-ZIP NFIP claim density, growing 7.5% / yr. Property tax: assessor millage on assessed value, growing 3.5% / yr. Cooling: Charleston-area household baseline, growing 4.5% / yr at NOAA's SC cooling-degree-day trend. Estimates only — actual costs vary with carrier choice, mortgage escrow practices, and weather. Recomputed nightly. Data sources: FEMA OpenFEMA · SC Department of Insurance · NOAA Climate.gov · Tri-County assessors.