Property Vital Signs · Pulse
Prepared by Movement Charleston · Charleston Tri-County
← back to leaderboard
Property Vital Signs
3052 Oakcrest AveTC: 29PL: 21
West Ashley · charleston · 29426
Press ⌘ + P to print this page as a buyer-facing PDF report.
Year-10 annual cost
vs Tri-County typical
Today
$4,304
per yr · 2026
Year 10
$7,918
per yr · 2036
10-yr cumulative
$65,322
all-in carrying cost
True-Cost composite · 29/100
top driver: Tax-step trajectory · 10-yr cost lift +84%
Flood
15
Insurance
20
Tax growth
60
Reassess
0
Utility
65
Foundation
25
HOA
25
Pre-Listing composite · 21/100predicted 180-365d
hazard ratio 1.30× · top driver: Subdivision FOMO
Probate
0
Distress
0
Utility
0
Cosmetic permit
0
Insurance
0
Payoff
0
Tenure
12
Tax jump
0
Title events
0
Comp sales
100
Hood velocity
11
10-year cost trajectory
insurance · property tax · cooling — annual, projected
Year-by-year breakdown
all values in 2026 dollars · projected at SC DOI / NOAA trends
| Year | Insurance | Property tax | Cooling | Annual total | vs Tri-County |
|---|---|---|---|---|---|
| Today | $2,434 | $20 | $1,850 | $4,304 | $3,812 |
| +1yr | $2,617 | $21 | $1,933 | $4,571 | $4,040 |
| +2yr | $2,813 | $22 | $2,020 | $4,855 | $4,282 |
| +3yr | $3,024 | $22 | $2,111 | $5,157 | $4,539 |
| +4yr | $3,251 | $23 | $2,206 | $5,480 | $4,813 |
| +5yr | $3,494 | $24 | $2,305 | $5,824 | $5,104 |
| +6yr | $3,756 | $25 | $2,409 | $6,190 | $5,415 |
| +7yr | $4,038 | $26 | $2,518 | $6,581 | $5,745 |
| +8yr | $4,341 | $27 | $2,631 | $6,998 | $6,096 |
| +9yr | $4,667 | $28 | $2,749 | $7,443 | $6,471 |
| +10yr | $5,017 | $29 | $2,873 | $7,918 | $6,870 |
Methodology. Insurance: SC DOI rate-filing baseline (~0.45% of property value), uplifted by per-ZIP NFIP claim density, growing 7.5% / yr. Property tax: assessor millage on assessed value, growing 3.5% / yr. Cooling: Charleston-area household baseline, growing 4.5% / yr at NOAA's SC cooling-degree-day trend. Estimates only — actual costs vary with carrier choice, mortgage escrow practices, and weather. Recomputed nightly. Data sources: FEMA OpenFEMA · SC Department of Insurance · NOAA Climate.gov · Tri-County assessors.